The new policies of medical insurance of Hangzhou will be implemented Rural worker's ceiling is proposed to 120 000

The new policies of medical insurance of Hangzhou will be implemented Rural worker's ceiling is proposed to 120,000
The new policies of medical insurance of Hangzhou will be implemented Rural worker's ceiling is proposed to 120,000
The highest payment limit of rural worker's medical insurance is improved to 120,000 yuan; The ones that moved into old residents in the other places effected an insurance the threshold has been relaxed; The flexible employee has personal accounts of medical insurance too From this month, it is implemented formally that " the basic medical treatment of Hangzhou ensures the method " for the new edition. It is compared that " basic medical treatment of Hangzhou ensures the method " with old edition that was implemented from January 1, 2008, five major changes especially merit attention. Change by one: The rural worker pays the limit and improves the original policies and regulations at most in medical insurance, the highest payment limit of rural worker's medical insurance is 100,000 yuan, high above-norm some medical fee most, by individual to foot a bill by oneself all. However, in recent years, with the even faster development of the economics and society in Hangzhou, the rural worker's income is improved year by year. According to the request of national new medical reform scheme, the worker pays the limit basic medical insurance pool fund at most, the ones that should be improved to annual mean salary of the local worker are about 6 times. The statistics show, the average monthly income of the rural worker in Hangzhou is among 1500 yuan -2000 yuan at present. For this reason, in the new policy, the highest payment limit of rural worker's medical insurance is changed to 120,000 yuan from original 100,000 yuan. Change by two: Move into old residents and effect an insurance in the threshold and relax the original policies and regulations in the other places, the relation of the household register moves into the old residents of Hangzhou urban area after January 1, 2007, must have non-agricultural household register of urban area of Hangzhou to add up to for full 5 years, can enjoy the medical insurance policy. Come, look at present, the intersection of household register and relation move into Hangzhou urban area from the other places after the some 2007, and not full the old residents of 5 years of non-agricultural household register of urban area in Hangzhou, can't effect an insurance because of policy, but because this part of people has already moved out of the relation of the household register, it is unable to enjoy the local medical insurance, have become medical insurance temporarily " The no-man's-land " . In order to solve their medical insurance problem properly, the new policy decides to cancel and move into the restriction that could effect an insurance after 5 years, the household register transfers to Hangzhou urban area and effects an insurance. Change by three: The flexible employee's medical insurance policy before having personal accounts too, the flexible employee participated in the basic medical insurance, can't set up personal medical account like on-the-job worker of enterprises. As to this, flexible employee's opinions are many too. So, in the new medical insurance policy this time, especially stipulate that will set up personal medical account for the flexible employee. Particularly, on condition that increase individuals and pay the fees and bear, the flexible employee's personal account of that year, annual province the above flat salary base figure, put personal account under according to different certain proportion of age bracket. Namely 35 years old (include) The following one is 0.4%; To 45 years old (include) over 35 0.7%; That over 45 is 1%. For example, according to the data of the statistical department, the 2009 unit of the whole society (private economic unit) of our province Workers at their posts annual mean salary 27480 yuan. You are 34 years old this year, then there are 27480* 0.4% in your personal account of that year =109.92 yuan. The flexible employee saw clinic, one pair of standards that the ones that should bear 1000 yuan personally get up first in the past, after there are personal accounts, can use the money in the personal account first, use up the money of the account, bear one more pair of standards. Principal and interest in the personal account are all effected an insurance personnel belong to. Change by four: The rural residents in the urban area can participate in the city to occupy the original policies and regulations of the medical insurance, in the rural household register residents of Hangzhou urban area, except the students in middle and primary schools, the other employees like old residents, the cities and towns are not can not participate in basic medical insurance of urban residents. But whom Hangzhou recommend whether in urban and rural areas pool develop now, so new policy cancel policy this limit clearly. That is to say, in the future, all rural household register residents of urban area in Hangzhou can participate in the city to occupy the medical insurance. It helps the city to occupy the medical insurance with shutting the merger of policy newly and agriculturally, promote the pool at city level of the medical insurance too to do it in this way. Change by five: Cancel enterprise retreat the intersection of personnel and lump-sum the intersection of clinic and pool start before the fund, bear for balanced enterprises, remedy the deficiency of the clinic pool fund of retired personnel, stipulate enterprise's retired personnel's clinic medical treatment needs to pay and at one time start the fund (3396 yuan) while including in the social pool . Look at present, the medical fee of the clinic of on-the-job worker and retired personnel of Hangzhou has already included in the social pool, there is better connecting too among the systems. So determine, do not impose the lump-sum clinic pool of retired personnel and start the fund from enterprises again. In addition, " the basic medical treatment of Hangzhou ensured the method " to define several concepts for revised edition, Hangzhou the intersection of urban area and new rural cooperative medical service implement the intersection of city and the pool, want, advance basic the intersection of medical insurance and pool at city level, realize the medical insurance in the land range of the city " The all-purpose card " Wait a moment. (the quick great old man of fee is great and great)


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